Finance or Lease a New Hyundai or Pre-Owned Vehicle at Hyundai of Cottonwood

At Hyundai of Cottonwood, we offer a variety of new Hyundai models. If you'd like one for driving around Phoenix but haven't saved enough cash, we have financing options. You may drive to our dealership near Flagstaff and test drive a used vehicle or new model before you begin the financing process.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Leasing a Hyundai Model

Leasing is paying our dealership a monthly fee to use the vehicle temporarily without ownership and with mileage restrictions. Leasing periods commonly run from 12 to 60 months, though many Prescott Valley customers prefer 24 to 36 months. Several factors may influence payments, which include credit score, vehicle type, expected depreciation, and acquisition fees.

If you don't drive out of Sedona often or only need a temporary vehicle, then leasing may be ideal. Since you pay for the depreciation instead of the cost, lease payments are much lower than financing. Leasing allows you to try a new Hyundai car at a more competitive cost every few years.

Benefits of Financing

Financing is borrowing a lump sum and gradually paying it back. Common financing terms range from 24 to 84 months, though the average is 24 to 60 months. Factors influencing payments may include vehicle make, credit score, interest, and required insurance during the loan term.

Financing is the better option if you prefer to own your Hyundai vehicle without restrictions. Since you own the vehicle, you can customize it to get the features you want, trade it in, or sell it. Owning the vehicle means you build equity or the difference between what you owe and the loan balance.

Apply Online

If you can't make it to the dealership yet, we have a convenient and secure online application. You may also determine how much you can borrow or lease with our pre-qualifying tools without impacting your credit score. Consider exploring our specials, as well as our rotating new specials and used specials. Hyundai of Cottonwood proudly offers Hyundai shopper assurance. We serve Camp Verde and the surrounding Arizona areas.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Your privacy is important to us.

Hyundai Of Cottonwood takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Hyundai Of Cottonwood

    2090 Rodeo Dr
    Cottonwood, AZ 86326

    • Sales: (928) 634-2228
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Get in Touch

  • Contact our Sales Department at: (928) 634-2228
  • Monday8:00AM-7:00PM
  • Tuesday8:00AM-7:00PM
  • Wednesday8:00AM-7:00PM
  • Thursday8:00AM-7:00PM
  • Friday8:00AM-7:00PM
  • Saturday8:00AM-6:00PM
  • SundayClosed